Introduction to the AFM-EPF
The American Federation of Musicians and Employers' Pension Fund, or simply the Fund, is designed to provide you with a pension benefit for your retirement years. This pension benefit is in addition to Social Security or any other sources of income you may have during those years. The details of the rules and regulations of the Fund are included in a document called the American Federation of Musicians and Employers' Pension Plan and other related documents, collectively referred to as the Plan. You may have in your possession a booklet, the Summary Plan Description (SPD), which highlights the Plan's features and helps you understand how the Plan works. This website is an additional tool to augment your knowledge and understanding of the rules of the Plan. Neither the SPD nor this website replace or amend the Plan. The complete text of the Plan as amended and restated effective as of January 1, 2002, all amendments to the Plan through the present, and the SPD and the Agreement and Declaration of Trust (Trust) as amended and restated effective as of April 1, 2005 and all amendments to the Trust through the present are available on this website. This website will be updated periodically.
If anything on the website is inconsistent with the SPD, Trust, or Plan or is only partically discussed those documents control. Thus, while the website may be a useful tool, you should always confirm information by looking in the official Plan documents.
This website is designed to provide easy access to the detailed information you need to help you plan for your retirement. Feel free to browse through all the pages, or go to the Navigation Bar at the left and click on the link that most closely describes the information you are seeking. We have tried to make this website as clear and straightforward as possible.