Regular Pension Benefits

You earn a Regular Pension Benefit based on contributions made by your Employer(s) on your behalf from the time you start working in Covered Employment until the time you start to receive a pension benefit. Your Regular Pension Benefit is completely separate from your Social Security benefit. The links below take you to information about your eligibility to receive a Regular Pension Benefit, how that benefit is calculated, and how it can be paid out. The links also provide information about alternative payment options, changing your beneficiary, and what may happen to your Regular Pension Benefit should you decide to continue working after Normal Retirement Age or elect to stop working and postpone receiving your benefit beyond Normal Retirement Age. Click on the links below to access information about any aspect of your Regular Pension Benefit.

• Eligibility for a Regular Pension Benefit
• How a Regular Pension Benefit is Calculated
• How a Regular Pension Benefit is Paid
  • Lump Sum
  • Life Annuity - Normal Form for Participants who are not Married
  • Joint and Survivor Annuity - Normal Form for Married Participants
• Other Payment Options
• Early Retirement Procedures
• Changing Your Payment Form or Beneficiary
  • Working in Covered Employment After Normal Retirement Age
  • Postponing Your Pension Benefit Beyond Normal Retirement Age